Conservative
1.3¢When value is hard to find.
When value is hard to find.
Realistic across most redemptions.
Top-tier sweet spot redemptions.
| # | Redemption | Cabin | Region | ¢/pt | Why it's a sweet spot |
|---|---|---|---|---|---|
| 1 | Hyatt Category 1–4 with transferred Chase URChase UR → Hyatt | Any cabin | Global | 1.8–3.0¢ | Hyatt's published award chart is one of the last in hospitality. Category 1–4 properties cap at 15,000 points per night and often have cash rates of $200–$400. That alone clears 1.5¢ per point; weekend rates in high-demand destinations push it past 3¢. Chase UR transfers 1:1 instantly, so you don't need to earn Hyatt points the slow way. |
| 2 | Aeroplan partner business class to EuropeChase UR → Aeroplan | Business | Europe | 1.8–2.5¢ | Aeroplan's distance-based chart puts US East Coast to Europe at roughly 60,000 points one-way in business class on Star Alliance partners. Paid business fares on the same Lufthansa, Swiss, and Austrian metal routinely cash out at $2,500–$3,500, which locks in 2¢ per point even after Aeroplan's partner surcharge. Chase UR transfers 1:1, so you don't need an Aeroplan-branded card. |
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